Design

Data Architecture and Data Conduct Policy

To ensure that you are building your application correctly, you might wish to have a data architecture and data conduct policy in place. Dataswift has a solutions team that can help. Download the details of the consultancy services here. Google Docs: https://drive.google.com/file/d/1gdZ2sGdvcJ_PhcwVnKD2znl2zbWdjr53/view?usp=drivesdk

Last updated: a year ago

HR Portability Case Study: Edarione

# Empowering human development across organisations > We have been searching for a way for our candidates to have portability of > their data and documents across the different organisations we recruit for. > Many of these documents are sensitive e.g. visa documentation that we assist > candidates on. The PDA is ideal for our purposes. We love that it is not > only private, secure and with our candidates in control, the fact that we > only need to query it and not having to store it, while always having access > to it when needed (because the candidate have given us permission to) is a > bonus. We could then focus on making our service better instead of fretting > about the personal data infrastructure we had to put in. https://www.edarione.com ## Why Human Development often happens within an organisation that a person joins, Real human development, however, is about growth and learning across organisations. If we had a holistic, industry approach to human development, every organisation would benefit from the people who join them, at different stages of their careers. ## What At, Edari, we believe in empowering Human Capital to unlock the potential of industry. That means having continuing relationships with the candidates we recruit for our clients, being a stakeholder in their development and growth that would be beneficial across their chosen industry. It means that Edari can be responsive to both the need of our clients when they grow, as well as the needs of our candidates. ## How Edari uses the Dataswift Personal data accounts for our candidate portal so that candidates can store their documents and data; giving permissions on what data and which document to share with organisations as and when they want to, and having a track record of their own personal development in one place and in their full control .

Last updated: a year ago

Retail Case Study: Cérge

> There were three key elements essential in the decision making at Cérge. > Ethics, Technology and Scalability. Within such a chaotic environment as > personal digital data and privacy, Dataswift stood out as the shining > example of how to structure and govern a business model involved in personal > data. > The technology and architecture of the PDA has been methodically designed > and constructed to ensure complete solutions and support for aspiring tech > businesses such as Cérge. And finally the X factor of scalability. Designed > as a dual sided marketplace, as Dataswift scales, there is a real > possibility this will create a halo effect onto all businesses and consumers > interacting on the platform http://www.cerge.app ## Why As online retail sales continues to grow, traditional bricks and mortar sales continue to decline. As a direct result of the amount of data/information known about a consumer, the capacity for retail customisation, personalisation and service is far superior online than within a physical store. When you open a website your behaviours, purchases, preferences are stored and remembered. An enhanced service is delivered every subsequent time you visit that website. In comparison, when you walk into a physical retail store you are anonymous. It would not matter the level of training provided to the staff member nor how much data they have about you. When you enter the physical store the staff have to start the relationship from scratch. ## What Cérge will remove the awkward anonymous introduction between a consumer and the retail attendant as well as remove the inconvenient and time-consuming identity validation process. Cérge allows retailers to meet customers on a first name basis and help customers do what they came to the store to do. Cérge has big aspirations to improve customer service everywhere. Remove the anonymous, save time, and improve customer service ## How Cérge utilises the personal data accounts for individuals to store their personal data in a GDPR compliant manner. Combining geolocation technology, the consumer will be able to share digital data with participating retailers when within a defined proximity of the store in exchange for premier service, exclusive offers, bonus loyalty points or discounts offered by retail companies. Consumers opt in individually to each participating retailer, ensuring all data transfers are permission based and in the control of the individual.

Last updated: a year ago

Designing your application

The design folder has more information around case studies and design patterns ### What can I do with Personal Data Accounts? Identity and user data storage is the simplest. Instead of building up your own backend, you can use PDAs as your user identity and data storage. The way to integrate PDAs can be seen in "User Journeys integrated with PDAs" Depending on the complexity of your application, it will fall into one of these design patterns. Building on decentralised Personal Data Accounts is a paradigm shift, not just technically, but also legally, economically and ethically. You should get advice on figuring out which of the above design patterns would suit you best as well as how to build your application so that the way your application handles personal data is ethical, responsible and privacy preserving.

Last updated: a year ago

Integrating with Personal Data Accounts (PDAs)

Last updated: 9 months ago

User Journeys to integrate with PDAs

Dataswift has 3 frameworks for integrating PDAs into their website or application. These 3 frameworks will have different user journeys. ### Backend-as-a-Service (BaaS) BaaS is a Dataswift framework for merchant applications/websites that wish to use PDAs as outsourced user accounts for a website/application. It's best suited for implementations where the data from a PDA will need to be accessed more than once or at regular intervals. With BaaS integrations, users will need either to create a new PDA or log in with their existing one. Contracts to set up the namespace within the PDA are required to be set up in advance. From the diagrams below, any screen with a blue bar above it is changeable by the app. Any screen without the blue bar is part of the standardised frameworks. https://www.figma.com/file/pZSdx6CLwAVYioKUQyj5G4/Merchant-BaaS-2.0-Flow?node- id=0%3A1 ### Data As A Service (DaaS) A Dataswift framework for merchant applications/websites that have a personalisation or recommendation feature where a PDA can be instantly issued for the application/website to read or write data directly from the individual. Users will just have to provide a valid email address and a PDA will be created for them on demand. The merchant application will have read/write access to the user’s data based on pre-approved contracts set up in advance by Dataswift. Users will have the option to complete the set up of their PDA with their own security via an email they will receive. This framework is also useful for application that require fast access to the app and the password set up can be done later. https://www.figma.com/file/WnSp2TaFq69OnO4ByN0FMa/Merchant- DaaS-1-2.0-Flow?node-id=0%3A1 ### Data-as-a-Service with a Dataplug Data as a Service enable a website or application to request for third party data (e.g. Facebook) https://www.figma.com/file/mSi5B9M1Vi1n7YnyrNdJuM/Merchant- DaaS-2-2.0-Flow?node-id=0%3A1

Last updated: a year ago

Fintech Case Study: OneZero-Me

## Improve eligibility for insurances and loans with better personal data > We were looking to partner with a company to help develop a solution for > consumers to privately share and get insights based on their data. We found > Dataswift to have the most advanced, production-ready solution. The > Dataswift team were very approachable and accommodating, making a genuine > effort to ensure that their solution would work for our use-case. > We were also impressed by how driven they are by the vision of making > ethical data mobility work, to the extent of structuring the organisation in > a way that ensures that the commercial arm is governed by the HAT Community > Foundation. We're looking forward greatly to growing and developing our > products with PDA. https://onezero-me.com ## Why Individuals are all spending more and more time online - and what they do in the digital world is ever more reflective of who they are in the real world. Yet, if they make an application for an essential service, such as insurance, a loan or even a job, they are being assessed only by offline factors - their credit or employment history, where they happen to live, their past behaviours. ## What OneZero-me uses the power of Artificial Intelligence and Big Data to safely and securely add a key missing factor: a unique, personal digital data. OneZero-me aim to bring greater financial opportunity and inclusion to people who can't currently access key services, as well as enabling more balanced and refined pricing for all. ## How The Onezero-Me Financial Passport promote Open Finance by leveraging Data Mobility and Ethical AI. With a Financial Passport, consumers can privately pool their essential documents and personal data into a Personal Data Account where their data can be transformed securely and privately into tools to make financial products more accessible – from self-sovereign identity to alternative credit and risk scores.

Last updated: a year ago

Is building on PDAs architecturally different from conventional designs?

Yes, because the PDA consist of the HAT Microserver, which is a server owned by an individual, so your app is one of the many apps within the individual's HAT Microserver. This means that instead of creating a centralised server for multiple users, you are accessing a server for every individual. More importantly, when you read and write data into the HAT Database, it is your user that owns that space and you are technically renting that space from your user to put the data inside so a legal contract is set up from the beginning. You can read more about the technical aspects of the HAT here. If you are designing your application, you might wish to consult Dataswift Solutions team and have a data architecture policy.

Last updated: a year ago